The process involves taking a broad and in-depth look at your financial situation. By reviewing your current assets and liabilities, as well as your income and expenditure, we are able to create meaningful cashflow forecasts as to your future financial requirements. Additionally we assess all of your existing financial arrangements, consider your overall personal tax position and all other factors that might affect your financial future. Combining thorough research across the whole of the market place with our experience and expertise we create the most appropriate strategy for your individual circumstances. Through regular reviews we are able to develop your financial strategy to meet the demands imposed by changes to your circumstances. Your bespoke financial strategy may include tax, retirement and investment planning, life assurance, insurance and mortgages. Whatever’s involved, you can be sure we’ll recommend the most appropriate solutions and we’ll explain everything thoroughly so you’re clear on what we’re recommending. The Financial Services Authority does not regulate taxation advice or Will Writing There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £375.00 Your home may be repossessed if you do not keep up repayments on your mortgage